[ARCHIVE]2026-08-25T18:00:37.869426+00:00
How do I raise my credit score when my debt is in collections? Should I settle?
Executive Summary
Now that I feel comfortable with where my emergency fund is at, I want to improve my credit score. It‘s currently at 580 (according to TransUnion). Need some help managing expectations and implementing a strategy: I have about $30k in collections (eviction, medical bills, outstanding school balance)...
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