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[ARCHIVE]2026-08-15T18:00:44.847+00:00
Should we take out a personal loan to consolidate $30k+ in CC debt, or keep paying them off one by one?

Should we take out a personal loan to consolidate $30k+ in CC debt, or keep paying them off one by one?

Executive Summary

Hey everyone, looking for some advice on the best strategy to tackle our credit card debt. My wife and I both work full-time. Between the two of us, we’ve accumulated a little over $30,000 across multiple credit cards. Our current plan: Pay off each card in full aggressively, one by one, month after...

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